Overdue FGTS Calculator

Simulate charges on one overdue Brazilian FGTS deposit using explicit correction and period assumptions.

How overdue FGTS is modeled

The supplied TR correction is added to the original deposit. Simple interest of 0.5% per month or fraction and a fine of 5% in the due month or 10% afterward apply to that base. Without TR, the base remains uncorrected.

Each component is rounded to cents before summing. This educational convention may differ from the official document. We do not include daily TR tables or calculate due dates and holidays.

Sources and regularization

Consult article 22 of Brazilian Law 8,036/1990 and FGTS Digital for regularization. Accessed September 16, 2026; no TR table is integrated. Rules and factors may change.

Law 8,036/1990 — article 22FGTS Digital

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Simulation limits

Educational estimate of late charges, distinct from the 20% or 40% termination penalty. Administrative or court charges, installment plans and historical exceptions are excluded. This is not legal advice, a payment document or an available withdrawal balance.

Frequently asked questions

When is the fine 5% or 10%?
The 5% scenario represents late payment within the due month; 10% applies from the following month. Confirm applicability in the official system.
How should months or fractions be entered?
Enter whole chargeable units: each chargeable fraction counts as one. This calculator does not count dates or days; confirm the official period.
What happens without TR?
The subtotal excludes correction. Interest and fines also use an uncorrected base, so it is not the full updated debt.
Which TR should I enter?
Only the accumulated correction percentage for the entire period. Do not enter a monthly rate, FGTS account earnings, or a coefficient already including interest and fines. We do not verify the supplied value.
Does the total go to the worker?
Do not interpret the total as a worker credit or available balance. It is an educational breakdown of charges subject to official rules.
Does this calculator issue payment documents?
No. Use FGTS Digital or the official channel applicable to the debt to regularize it and obtain the actual amount.